Terms of Use

Acceptance of Terms

By accessing and using the Australian Retirement Calculator, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this service.

Service Description

The Australian Retirement Calculator provides educational financial planning tools designed to help users estimate retirement outcomes based on Australian financial regulations and market conditions.

• Superannuation growth projections
• Age pension eligibility calculations
• Investment property analysis
• Healthcare and aged care cost modeling
• Monte Carlo risk simulation

Disclaimer and Limitations

• Not Financial Advice: Results are estimates based on your inputs and should not be considered as professional financial advice
• Accuracy: While we strive for accuracy, calculations may not reflect your actual financial situation
• Market Conditions: Future market performance may differ significantly from historical data and projections
• Regulatory Changes: Australian tax laws and pension rules are subject to change

User Responsibilities

By using this service, you agree to:

• Provide accurate information for calculations
• Consult with qualified financial advisors for personalized advice
• Verify results independently before making financial decisions
• Use the calculator in accordance with applicable laws
• Not attempt to reverse engineer or copy our calculation methods

Intellectual Property

All content, calculations, designs, and software on this website are protected by copyright and other intellectual property laws. You may use the calculator for personal, non-commercial purposes only.

Limitation of Liability

To the fullest extent permitted by law, we disclaim all warranties and shall not be liable for any damages arising from your use of this calculator, including but not limited to financial losses, investment decisions, or reliance on calculation results.

Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we handle your data.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Your continued use of the service constitutes acceptance of the modified terms.

Contact Information

If you have questions about these Terms of Use, please contact us through our Contact Us page.

Governing Law

These terms are governed by Australian law. Any disputes shall be subject to the jurisdiction of Australian courts.