About this calculator

The Australian Retirement Calculator is created and maintained by SilverFox Technologies. The owner is Gagneet Singh.

SilverFox Technologies is a registered business name of Gagneet Singh, an Australian sole trader with ABN 68 674 506 678.

What this tool does

It models retirement income from superannuation, savings, investments and the Age Pension using the figures and choices you enter. You can compare scenarios and explore how different assumptions change the projection. Results are estimates, not promises about future returns or pension eligibility.

How to check the numbers

Read the calculation methodology for the model's steps, and the assumptions for policy settings, default values and source dates. The changelog records published rule and feature updates. Policy rules can change; check current thresholds with the Australian Taxation Office and Services Australia before acting.

Limits and personal advice

The calculator cannot know every part of your circumstances, and market outcomes are uncertain. It provides general education and planning estimates, not personal financial or tax advice. For a consequential decision, seek a licensed financial adviser or qualified tax professional. You can check an adviser on ASIC's Financial Advisers Register.

Contact the maintainer

Email [email protected] to report a calculation problem, ask about a source, or request help with your data. Include the calculator page and the rule or result in question, but avoid sending sensitive financial information. See the privacy policy for how calculator data is handled.