Changelog - Australian Retirement Calculator

Version History

Added Retirement V3 readiness summaries for the entered planning age and a separate age-120 longevity stress.
Added seeded economic paths with optional surprise events, pinned crises, and multiple intra-year return, inflation, and rate prints.
Made primary-mortgage amortisation and aged-care estimates follow the selected economic path.
Hardened canonical JSON save/load handling across Advanced, Advanced V2, and Retirement V3.
Fixed accordion scroll jumps and made Core Projection reopen the completed readiness summary.

Added Deep Analysis panels in the Reverse Retirement Planner: age-salary curve, required current home value and investment balance, salary reduction tolerance, and optimal overseas move age.
Fixed start-age calculation in age-salary curve to evaluate retirement ages from currentAge+1 instead of skipping below the target.
Fixed overseas age scan to start from max(55, currentAge+1) instead of hardcoded 55.
All deep analysis functions now respect the user's custom safe withdrawal rate (target.swr).
Hardened bisection solvers against lo > hi when current values exceed the $5M cap.
Consolidated currency formatting across deep-analysis renderers using the shared Intl.NumberFormat formatter.
Added 21 new unit tests covering the deep analysis module and new solvers.

Added explicit Salary excluding super and Total package including super handling across calculator modes.
Added Employer SG override assumptions for modelling actual employer contributions.
Added Future Home or Property Plan and Expected Future Windfall / Inheritance export assumptions, including Scenario-only versus Included in base projection status.
Hardened PDF and Excel exports for calculated cash salary, employer SG, concessional cap remaining, concessional cap warnings, and Division 293 warnings.
Confirmed Suggestions & Action Plan, stress, overseas, and retirement-age tools remain on-demand.